How to easily buy pet insurance

Around 70% of U.S. households (roughly 90.5 million families) own a pet, according to a recent survey by the American Pet Products Association (APPA). Additionally, most pet parents consider their furry companions as part of their family and are willing to spend give their pets the best life. APPA reports spending on our pets soared to $123.6 billion in 2021, up from $90.5 billion in 2018.

Despite the best of intentions, many pet owners find pet care too costly for their budget, especially when it comes to veterinary care. Increasingly, these pet owners are turning to pet insurance for help. 

Pet insurance is a unique form of protection that works like health insurance for humans. You pay your monthly insurance premium, and in return, you’ll receive pet insurance covering a wide array of medical treatments and other services that can help lower your veterinary costs.

Since you never know when you’ll need medical care for your pet, it’s always a good idea to have extra protection. As with any type of insurance policy, it’s a wise practice to shop and compare multiple quotes to ensure you’re getting the best value. 

If you’re in the market for pet insurance start by getting a free online price quote now so you know exactly what to expect.

How to buy pet insurance easily

Here’s how you can save time – and stress – when buying pet insurance.

Know your budget and what you can afford

Before you shop for pet insurance, you should have a general idea of how much you can afford for a monthly pet insurance premium. Most pet insurance companies offer varying plans, but you’ll generally pay between $15 to $40 per month for a cat and $30 to $70 per month for a dog. That’s a fairly affordable price for the peace of mind of knowing your financial outlay for your next trip to the vet will be significantly less with your policy in force.

If you’re concerned about affordability, you may be eligible for discounts that can lower your costs. Many pet insurance providers offer discounts ranging from bundling and multi-pet discounts to lower premiums for military and senior citizens. For example, Fetch by The Dodo pet insurance offers a lifetime 10% discount if you’re an AARP member, while Spot Pet Insurance gives you 10% off each additional pet you add to a policy.

Get a free price quote now so you can better determine your budget.

Know the coverage you want

To receive a pet insurance quote, you’ll typically answer a few simple questions about your pet and the type of coverage you would like. Taking a moment to consider the types of coverage you may want can help when it comes time to get insurance quotes. Fortunately, most pet insurers provide a broad range of coverage options, from accident-only to more comprehensive plans. 

Here’s a quick breakdown of the types of policy options to consider:

• Accident-only coverage: Should an unfortunate and unforeseen accident occur, accident-only coverage can help pay for veterinary treatment if your pet suffers…